U.S. households earning $75,000 a year can afford only 21.2 percent of the homes listed for sale in March 2025, up slightly from 20.8 percent a year ago and demonstrating that the nation’s housing affordability gap persists, according to the National Association of Realtors’ Housing Affordability & Supply report.
The report analyzes the shortage of affordable homes across different income levels in the current U.S. housing market. It provides a real-time, income-specific snapshot of housing affordability, examining what homebuyers at various income levels can afford based on standard lending criteria.
For-sale housing inventory increased nearly 20 percent nationwide in Please log in to see the rest of this story.