By Marc Briggs

Many Utahns will soon select or switch their health benefits plan during open enrollment, so now is the time to prepare for that important decision that usually happens once a year. 

More than 70 percent of Americans say they are prepared for open enrollment, yet most people struggle to understand basic health insurance terms, according to a recent UnitedHealthcare survey. Only 9 percent of survey respondents could successfully define all four basic health insurance concepts: plan premium, deductible, co-insurance and out-of-pocket maximum.  

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